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Financial Policy



We have made prior arrangements with many insurance companies. We will bill those plans with which we have arrangements, and only require those patients to pay the authorized copayment, deductible, or coinsurance at the time of service.

If the patient has insurance on a plan with which we do not have an agreement, payment will be due at the time of service. Please discuss any concerns with our financial department prior to scheduling yor appointment or procedure.

If the insurance company considers services to be a 'noncovered service', the patient may be responsible for the charges. Payment is due at the time of service.

Some of the insurance companies with which we participate:

  • AMP (Accountable Health Plan PPO)
  • Aetna (not Aexcel)
  • American Medical Helathcare
  • American Medical Security
  • Anchor Benefit/Evolutions
  • BayCare / Florida 1st
  • Beech St
  • BCBS of FL
  • BCBS Network Blue BLUE OPTIONS PPO
  • BCBS of FL Health Option
  • CCN Network Benefit Plan only
  • Champus
  • Cigna PPO
  • Cigna Care Network- Open Access Plus as of 1/1/06 (not an HMO)
  • Cigna POS
  • EPO Evolution Network
  • First Health PPO
  • GHI
  • Golden Rule Ins Co (UHC Choice Plus Network)
  • Great West PPO
  • Great West P05
  • Humana Choice Care PPO only
  • John Alden PPO
  • Medicare
  • National Health Administrators. Inc (we are in the network)
  • One Health Plan of FL (Great West Life and Annuity)
  • One Health "Direct" only
  • Oxford Health Plan (UHC Choice Plus)
  • PKCS
  • Principal Group- Interplan Health Group PPO
  • RR Medicare (UHC)
  • Tricare Standard and Tricare for Life
  • United HealthCare including Oxford Group
  • Unicare in PHCS only

This list may change from time to time. If your insurance is not listed, call the office to check on our participation.